There are many reasons for moving to a new house, be it a growing family, relocating or even downsizing.
The last thing you have time for is to be running around researching and comparing each mortgage lenders’ vast number of products. Arranging a new residential mortgage doesn’t have to be stressful, The Mortgage Depot has the market covered, from big providers to small lenders, and will be with you every step of the way.
If your dream home is located in a high demand area, especially within the catchment area of a desirable school, then speed can often be of the essence. The Mortgage Depot can provide the service you need, adept at knowing which lenders can not only get you a competitive rate, but also those who are able to move quickly so you don’t miss out.
In the current market climate, lenders are far stricter with their lending criteria. Because of this, the knowledge and contacts a professional mortgage broker such as myself have, can be the difference between a costly mortgage and a competitive one. If you like more information about choosing a mortgage advisor take a look at our new blog.
How I can help
I will help you with the usual questions, such as the type of loan you should go for — fixed or tracker, for example. I know which lenders take such aspects like school fees and pension payments into account, which ones will include child benefits and how to maximise your borrowing capacity in the most sensible and comfortable way.
The Mortgage Depot will do the chasing for you, reducing your time dealing with estate agents, valuers, lenders, solicitors, and anyone else you need us to talk to, ensuring deadlines are met.
Whether you are simply porting your current mortgage, switching lenders after a change in circumstances, or applying for a new mortgage to cover the new property’s value, you can relax knowing that you are in capable hands with The Mortgage Depot.
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