Office: 01172 909 020 | Mobile: 07375 411 532

Remortgage

Service Details

Is your current mortgage due for renewal in the next 6 months? 

Is your family growing and you need to borrow extra funds for that loft conversion?

Has it been a while since you last reviewed your mortgage and you are sitting on a standard variable rate?  

Or maybe you need to borrow additional funds to clear debt?  

Whatever your reason The Mortgage Depot will advise and recommend the right product for you.

With mortgage rates at a record low, you may save money by switching products.  If you are looking for the best deal on the market, why not call The Mortgage Depot now.  I will research various options applicable to your needs and circumstances including – reducing your mortgage term, loan amount or rate -potentially saving money in interest payments.

The remortgage process involves obtaining a new mortgage to pay off the existing mortgage on the same property.

Clients remortgage for various reasons, including:

  • Obtain a better rate from another mortgage lender
  • Change the mortgage term or loan amount.
  • Raising capital for:

    – Home Improvements
    – Deposit for another property
    – Debt settlement
    – Divorce settlement
    – Business Purpose

    Minature house with door keys depicting buying a new home.

    Remortgages are determined by the value of a property and the loan amount required; this gives a Loan to Value (LTV), mortgage lenders in turn offer specific products deals based on Loan to Values. Generally, mortgage lenders offer incentives for remortgage applicants e.g. free basic survey or free legals, based on specific Loan to Values. We will research the mortgage market to find the right mortgage deal based on your circumstances. The Mortgage Depot is always on hand to provide you with the help you need, we are proud to offer our services in NewportGloucesterBath, Weston-Super-Mare, and Bridgwater.

     

    You may have to pay an early repayment charge to your existing lender if you re-mortgage. The Mortgage Depot will ensure all costs are considered so that you can make an informed choice

    Think carefully before securing other debts against your home.  Your home maybe repossessed if you do not keep up repayments on your mortgage

     

    Book your Free consultation

    "I will always contact you on the same day of your enquiry"

    Mortgage Advisor Bristol | Independent Advisors - The Mortgage Depot

    Office: 01172 909 020 | Mobile: 07375 411 532

    Mortgage Adviser Bristol

    The Mortgage Depot is here to help with all of your mortgage advice needs. If you find yourself searching for a mortgage adviser in Bristol you are in the right place.
    Book your Free consultation

    Mortgages in Bristol and the South West

    As an independent mortgage broker, The Mortgage Depot is not restricted to a limited number of lenders and can therefore find the best mortgages in Bristol by searching the whole market, including broker-only deals. Finding mortgage brokers and independent mortgage advisers can be complicated, but here at The Mortgage Depot I can offer you expert mortgage advice. As a professional mortgage adviser, I will help you get on the property ladder.

    I will provide expert advice for all your residential and buy-to-let requirements, including first-time buyers, moving house, remortgaging, capital raising, debt consolidation, insurance, buy-to-let and second charge mortgages. 

    Independent Mortgage Broker & Mortgage Advice Bristol

    Based in Bristol, The Mortgage Depot provides online or face to face home appointments to its clients in the South West region, including Bath, Weston-Super-Mare, Taunton, Newport and all of the surrounding areas. The mortgage industry can be difficult to navigate, but I will take the stress and worry away from you and research the mortgage marketplace for the right mortgage deals for you. After our free initial mortgage consultation, I can start the mortgage process of researching the most appropriate mortgage product for your new home.  

    If you are already a homeowner, I can research the best products available that will suit your current needs and requirements in order to update your current deal.

    If you require free property finance mortgage advice, we can discuss your needs and circumstances, and all the options available to you.

    As a small business, I will always ensure to provide a bespoke service to my clients, building a relationship that will last for years to come.

    Young family sat on the living room floor of their new mortgaged home.

    Mortgage Brokers Bristol

     

    If your circumstances are a little out of the ordinary, why not give me a call to discuss your requirements further. I will always work hard on your behalf to find you the best mortgages in Bristol. Having a mortgage adviser on-hand working on your behalf, will provide you with sound professional mortgage advice very step of the way.   Working alongside a mortgage broker will mean finding you, my client, the best available interest rates and more. The mortgage market is complicated, so whether you are looking for property finance for a new home or an existing mortgage, I can help you.

    Getting a mortgage is the biggest and most important financial decision of your life. Like most people, you will probably be paying off your mortgage loan for a number of years. Therefore, it is crucial to obtain the right mortgage deal for your circumstances, as well as understand the key aspects of your mortgage and all the costs involved. My tailored advice will be specific to you and your Bristol mortgage needs, so why not let me offer you a bespoke first-class  service. Get in touch with me today for an appointment. 

    The Mortgage Depot is always on hand to provide you with the help you need.  We are proud to offer mortgage advice in Bristol, NewportGloucesterBath, Weston-Super-Mare, and Bridgwater.

    Our Services

    First Time Buyers

    Moving House

    Re-mortgage

    Buy-to-Let

    Protection and Insurance

    What to expect from your initial free meeting 

    During the free no-obligation initial appointment, at a time and place that suits you, we will discuss:

     

    The whole home buying process; what happens and when

    How much you can borrow

    The amount of deposit you will need

    The pros and cons of the different mortgage options

    How much your mortgage repayments will be

    Which insurances you may need and the cost

    Other costs involved in the house buying process

     

    Evening and weekend appointments available

    What people think 

    Jade ArihoJade Ariho
    20:15 23 Jun 22
    Jon is an exceptional mortgage adviser and goes above and beyond to find the best product available. Very clear communicator and responds to all questions promptly. Made the process very easy. Highly recommended.
    patricia vincentpatricia vincent
    08:24 26 May 22
    I have known Jon for over 5 years when he first assisted me to secure my first home, and I didn’t hesitate to go back to him again due to his professionalism and his ability to always get things done when he says so within timeframe. Excellent service all round.
    Tom CrooksTom Crooks
    12:37 10 Apr 22
    Jon has been fantastic with helping my partner and I buy our first home. As first time buyers we were not the most clued in with how the process of buying a house works. Jon was able to help us every step of the way, answering any questions we had and was able to explain everything to us. He found the best mortgage rate for us and was very quick at submitting our mortgage application. However he didn’t stop there and was able to advise us on the next steps with the solicitors and estate agents, etc.Would definitely use again!
    zoeemma126zoeemma126
    12:19 10 Apr 22
    Jon was so helpful throughout the process of buying our first home. He helped us find the best deals and really helped us understand the process clearly. Any queries were answered very quickly over both phone and email. I couldn’t recommend him more and we will definitely use him again.
    Andy HenckenAndy Hencken
    10:08 04 Apr 22
    The advice and support that we received from Jon was first class and has made the whole process very straightforward and hassle free. He took the time to understand what we wanted to achieve and found products that suited us perfectly. I would happily recommend him to anyone looking for advice on getting a mortgage or re-mortgaging - a first class service.
    Miss CoatesMiss Coates
    14:59 25 Mar 22
    Jon was fantastic at helping us navigate not only remortgaging, but also life insurance as well. He helped us get a much better deal on our mortgage than our current provider was offering and really took the time to explain all our options to us, both via email and over the phone. Fabulous service and I highly recommend, especially if you aren’t too confident about the whole remortgaging process!
    Leanne WestwoodLeanne Westwood
    11:03 21 Mar 22
    Extremely efficient service, making the whole process quick and easy. Everything was explained in detail and made easy to understand. Couldn't be happier.
    Jon was extremely helpful, friendly and professional. We were happy with the service from start to finish. Everything was explained clearly and the process was sorted quickly and efficiently. A big weight off our minds!
    Sheree BurnettSheree Burnett
    11:16 28 Feb 22
    Jon has been a god-send; a very pleasant person to work with who keeps things clear, concise and professional. He has been on hand to answer any queries I have had along the process, managed my expectations very well and (despite me not having the simplest of circumstances) has been able to find me a very suitable mortgage product. Very pleased with the service I have received and would highly recommend him to others.
    Will CatheryWill Cathery
    12:30 03 Feb 22
    As first time buyers, Jon has been excellent guiding us throughout the whole house purchase process and finding us the best mortgage and insurance deals. He goes above and beyond and is always quick to respond to any questions we’ve had. Would highly recommend.
    Lawrence WrightLawrence Wright
    16:30 11 Jan 22
    The service Jon provided was absolutely superb. Not only did he manage to find the best options for me but his responses were quick and was more than happy to help with any queries. 5* service
    Will PleethWill Pleeth
    11:25 01 Jan 22
    Jon has been our mortgage advisor for a number of years, sorted our first mortgage and a number of subsequent remortgages. He has always been extremely professional, attentive and proactive in chasing both the mortgage company and me! Great deals found each time and really helpful providing advice on all things mortgage. Highly recommended and we will be continuing to use for any future mortgage needs.
    Lesley JohnstonLesley Johnston
    18:45 30 Dec 21
    Jon was excellent, he took the time to listen to my needs and found me an excellent deal. Responding to phone calls/emails with any queries very quickly and was always extremely pleasant and helpful. I would definitely recommend his services.
    Isabelle DerbyshireIsabelle Derbyshire
    11:49 04 Aug 21
    Jon has been absolutely great to deal with. We were a little nervous as we are first time buyers but he explained everything so clearly, made good recommendations and was very quick to respond to any queries. We would definitely consider Jon for any future purchases.
    Andy CarswellAndy Carswell
    17:06 06 Jul 21
    Jon was fantastic. He was very responsive every step of the way. We had loads of back and forth with our house move and he was always professional and flexible. I’d definitely recommend his service.
    Jodi-Ann GillespieJodi-Ann Gillespie
    15:47 24 Jun 21
    Jon Ley handled my case professional efficiency. His service is quick to respond to any query and spent time to clarify any complex issues with purchasing property. I have used his services twice and each time my case was dealt with superbly. I would definitely recommend as a mortgage advisor with no hassle and straightforward business manner.
    Philip MoorePhilip Moore
    18:25 02 Jun 21
    Fantastic service end to end. Always on hand to answer any queries. Very happy with the mortgage we took. Can’t thank Jon enough for all the advice. Will be coming back in 2 years when our rate changes.
    Jason PritchardJason Pritchard
    20:00 06 Apr 21
    Jon has been an excellent mortgage advisor for our recent remortgage, found us a great deal ,, communication was quick and we were kept up to date throughout the process.Jason & VanessaNewport
    sam jamessam james
    21:05 17 Feb 21
    Jon was excellent to work with. He made the whole process very easy and straight forward. He looked for a mortgage that best suited our situation. I would highly recommend him to anybody looking for a mortgage.
    Matt SpurrMatt Spurr
    15:31 17 Dec 20
    We have dealt with Jon a couple of times over the last few years. On our first consultation he drove to our house late in the evening as this was the only time we could meet. This epitomises Jon - he will do everything he can to make getting a mortgage as stress free as possible.He knows the industry inside out and you can be sure he will find you the best possible deal for you.
    Jon WestwoodJon Westwood
    17:09 20 Nov 20
    Jon has been an excellent mortgage broker who helped myself and my partner in securing a good mortgage. Jon was happy to meet on the weekend to go through the whole process with us which was a big help. The process was quick and we were kept up to date on every stage of our application. Definitely recommend him for a stress-free mortgage application.
    Marc FoxMarc Fox
    12:26 13 Nov 20
    Jon was very helpful and was always on hand to answer any questions I had. He helped me get a new mortgage on a great rate when I moved house, as well as a simultaneous BTL remortgage. Jon’s knowledge and support during the whole process made it a very smooth process, always keeping me updated throughout. Thanks for your help! Highly recommended 😊
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    Jon has been an excellent mortgage broker who helped myself and my partner in securing a good mortgage. Jon was happy to meet on the weekend to go through the whole process with us which was a big help. The process was quick and we were kept up to date on every stage of our application. Definitely recommend him for a stress-free mortgage application.
    Jon W

    Bristol

    Jon was very helpful and was always on hand to answer any questions I had. He helped me get a new mortgage on a great rate when I moved house, as well as a simultaneous BTL remortgage. Jon’s knowledge and support during the whole process made it a very smooth process, always keeping me updated throughout. Thanks for your help! Highly recommended 😊
    Marc F

    Bristol

    Book your free consultation


    “I will always contact you on the same day of your enquiry”

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