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Garden rooms – what you need to know

Garden rooms – what you need to know

Garden rooms and permitted development rights Many of us have a shed in our gardens. Some were probably inherited when we moved house and are versatile enough to be a gardener’s store, a hobby sanctuary or just a place to keep bicycles and other items that won’t fit...

Buyer demand outstrips property supply

Buyer demand outstrips property supply

Buyer Demand Outstrips Property Supply No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties...

Opportunities to move credit card balance reducing

Opportunities to move credit card balance reducing

0% Credit card transfers on the decline Credit cards are a staple part of most people’s financial lives and, used properly, can provide valuable liquidity at particular times as well as enable individuals to purchase high-value items and services, or just simply for...

Leaseholder rights: Help is at hand

Leaseholder rights: Help is at hand

Leaseholder Rights - Help Is At Hand   Are you aware of the differences between owning the freehold of your home and being a leaseholder? In this blog, we look at the difference between freehold vs leasehold and what your rights are if you are a property...

Challenging your council tax band

Challenging your council tax band

Council tax band checks Most of us will have received our council tax bills for the year 2021/2022 and seen the almost universal 5% increase and wondered how it could be justified given the difficult year we have all endured. There is not much we can do to challenge...

5% deposits for home buyers are back

5% deposits for home buyers are back

Taking advantage of a 5% mortgage deposit During the Spring Budget, Chancellor Rishi Sunak stated that the Government is introducing a mortgage guarantee scheme to help first time buyers and existing homeowners. For many, it may not be easy to save for a 15% or 20%...

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