Children Missing Out on a Child Trust Fund CTFs were set up by the government for all children born between 1st September 2002 and 2nd January 2011 where low income families were claiming Child Benefit. They were tax-free savings accounts for children with the aim of...
Many of us have sheds in our gardens. Some were probably inherited when we moved house and are versatile enough to be a gardener’s store, a hobby sanctuary or just a place to keep bicycles and other items that won’t fit anywhere else. However, there has been a rise in...
Buyer Demand Outstrips Property Supply No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties...
Credit cards are a staple part of most people’s financial lives and, used properly, can provide valuable liquidity at particular times as well as enabling individuals to purchase high value items and services, or just simply for paying expenses. Knowing that there is...
Leaseholder Rights - Help Is At Hand Are you aware of the differences between owning the freehold of your home and being a leaseholder? In this blog, we look at the difference between freehold vs leasehold and what your rights are if you are a property...
Most of us will have received our council tax bills for the year 2021/2022 and seen the almost universal 5% increase and wondered how it could be justified given the difficult year we have all endured. There is not much we can do to challenge an increase, but we can...
During the Spring Budget, Chancellor Rishi Sunak stated that the Government is introducing a mortgage guarantee scheme to help first time buyers and existing homeowners. For many, it may not be easy to save for a 15% or 20% deposit for a home and this is where the new...
If you were to lose your income today, how long do you think you could last for? Legal and General (L&G) recently published their Deadline to Breadline 2020 research, it revealed that the average household is just 24 days from the breadline - this is a lot less...
If you're considering selling your home in 2021, here are a few things to consider. Expect delays According to Rightmove, there are currently 613,000 properties trying to reach completion. Their latest data revealed that it's taking 126 days from the time an offer is...
Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme. Boris Johnson wants to turn 'Generation Rent' into 'Generation Buy' as he promises to boost the...