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Buyer demand outstrips property supply

Buyer demand outstrips property supply

No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties being put up for sale is not keeping...

Opportunities to move credit card balance reducing

Opportunities to move credit card balance reducing

Credit cards are a staple part of most people’s financial lives and, used properly, can provide valuable liquidity at particular times as well as enabling individuals to purchase high value items and services, or just simply for paying expenses. Knowing that there is...

Leaseholder rights: Help is at hand

Leaseholder rights: Help is at hand

Are you aware of the differences between owning the freehold of your home and being a leaseholder? In this blog, we look at the difference between freehold vs leasehold and what your rights are if you are a property leaseholder. Freehold vs leasehold A freeholder is...

Challenging your council tax band

Challenging your council tax band

Most of us will have received our council tax bills for the year 2021/2022 and seen the almost universal 5% increase and wondered how it could be justified given the difficult year we have all endured. There is not much we can do to challenge an increase, but we can...

5% deposits for home buyers are back

5% deposits for home buyers are back

During the Spring Budget, Chancellor Rishi Sunak stated that the Government is introducing a mortgage guarantee scheme to help first time buyers and existing homeowners. For many, it may not be easy to save for a 15% or 20% deposit for a home and this is where the new...

3 things to consider before buying property in 2021

3 things to consider before buying property in 2021

If you're considering selling your home in 2021, here are a few things to consider. Expect delays According to Rightmove, there are currently 613,000 properties trying to reach completion. Their latest data revealed that it's taking 126 days from the time an offer is...

‘Generation Buy’ scheme with low deposit mortgages

‘Generation Buy’ scheme with low deposit mortgages

Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme.    Boris Johnson wants to turn 'Generation Rent' into 'Generation Buy' as he promises to boost the...

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